Income Goals & Planning

Stop Hoping for Raises.
Start Engineering Them.

Professionals with written income goals earn 42% more. Not because they're luckier:because they have a plan, track progress, and take action. You will too.

Quarterly milestones
AI insights
42%
More Income (vs No Goals)
3X
Goal Achievement Rate
$28K
Avg Annual Increase
8
Months to First Goal

Two Income Strategies. One Gets Results.

Wanting more money isn't a strategy. Planning for it is.

The "Hope & Wait" Approach

  • ×Vague goal: "I want to earn more money someday"
  • ×Wait for annual review, hope boss remembers your contributions
  • ×No tracking system:no idea if you're on pace for growth
  • ×Afraid to negotiate:"I'll take whatever they offer"
  • ×Get standard 3% raise:wonder why others get promoted faster
Average Result:
3-5% annual raises. Income grows 20% in 10 years. Stuck.

The "Engineer Growth" Plan

  • Specific goal: "$120k total comp by December 31" with quarterly milestones
  • Track progress monthly:know exactly if you're on pace or behind
  • AI insights suggest highest-ROI actions: negotiate, certify, switch jobs
  • Negotiate with market data:"I'm underpaid $18k based on BLS stats"
  • Hit goal 8 months early:immediately set new target for next year
Average Result:
15-25% annual growth. Income doubles in 4 years. Trajectory.

4 Ways to Hit Your Income Goal Faster

AI analyzes your profile and suggests the highest-ROI path

Negotiate a Raise at Current Job

Fastest path if you're underpaid. Use BLS market data to prove your case. Success rate: 65%. Average increase: $12-18k. Timeline: 1-3 months. Best for professionals with 2+ years tenure who haven't negotiated recently.

  • Market rate comparison: Are you underpaid?
  • Negotiation script generator with BLS data
  • Success probability calculator based on tenure/performance
  • Quarterly check-ins: Time your ask strategically
Negotiate a Raise at Current Job
Goal Progress Tracker

See Exactly Where You Stand:Every Month

Most people set goals and forget them. CareerPhases tracks your progress in real-time and sends quarterly check-ins to keep you on pace.

Visual dashboard: On track, ahead of pace, or falling behind?
Quarterly milestones: Break annual goal into manageable chunks
AI alerts: "You're $4k behind pace:consider side hustle"
Start Tracking My Goals Free →
2025 Income Goal Progress
Annual Target$120,000
Current Total (YTD)$86,400
72% complete • On track for Q3
Quarterly Milestones
Q1 Target$28,000 ✓
Q2 Target$29,000 ✓
Q3 Target (in progress)$29,400 / $31,000
Q4 Target$32,000
AI Insight: You're $1,600 behind Q3 pace. Consider adding $400/mo side consulting to stay on track for your $120k goal.

Everything You Need to Engineer Income Growth

Track goals, get insights, take action:all in one place

Smart Goal Setting

Set annual, quarterly, monthly income targets. Track all time horizons in one dashboard with real-time progress.

AI Income Insights

Get personalized recommendations: Negotiate raise, add side gig, get certified, or switch jobs. ROI-ranked.

Visual Progress Tracking

Dashboards show monthly/quarterly progress. See exactly if you're on track, ahead, or behind pace.

Market Data Integration

BLS salary data by role, city, industry. Know if you're underpaid and by how much. Negotiate with data.

P25 Safe Budgeting

Budget on your 25th percentile income:not your best month. Save everything above P25 for goals.

Quarterly Check-Ins

Automated alerts every quarter: 'On track,' 'Behind pace,' or 'Ahead of schedule.' Adjust strategy accordingly.

Mobile income goal tracker showing quarterly progress and AI insights
Real-Time Tracking

Know Exactly Where You Stand:Every Day

Your income goal dashboard updates in real-time. See quarterly milestones, progress percentage, and AI insights:all in one view.

  • Visual progress bars: 72% to goal • On track for Q3
  • Quarterly milestones: Hit Q1 & Q2, tracking Q3 now
  • AI alerts: "Add $400/mo side gig to stay on pace"
AI-Powered Insights

Get Personalized Actions:Not Generic Advice

AI analyzes your profile, market data, and goal progress to suggest highest-ROI actions: Negotiate, certify, add side hustle, or switch jobs.

  • "You're underpaid $18k:negotiate with BLS data" (65% success rate)
  • "AWS cert will add $22k market value" (12 weeks study time)
  • "Add $800/mo consulting side gig" (10 hours/week required)
careerphases.com
AI insights dashboard showing personalized income growth recommendations with ROI estimates

Real Goals. Real Plans. Real Results.

These professionals set specific income goals and engineered their way there

"

"Set $120k goal. AI showed I was underpaid $18k. Negotiated with BLS data, got $133k offer. Hit goal 8 months early. Immediately set new $150k target for next year."

J
Jordan Park
Product Manager • Tech Startup
"

"Wanted $100k. CareerPhases broke it into quarterly milestones. Behind pace in Q2, added consulting side gig ($800/mo). Hit $102k total by year-end. Game-changer."

A
Aisha Rahman
Freelance Designer • Self-Employed
"

"P25 budgeting changed my life. My freelance income swings $3k-$9k/month. Budget on $3k P25, save everything above. Hit $85k annual goal stress-free."

C
Carlos Mendez
Freelance Writer • Content Creator

Stop Hoping for Raises. Start Engineering Your Salary.

Join thousands who've turned income goals into reality with quarterly milestones, AI insights, and data-backed action plans.