$61,690
Median Salary
Salary Range
$45,000 - $100,000+
20%
Automation Risk
Low Risk
Stable
Job Outlook
Teaching is a calling, but it comes with financial realities: modest salaries, pension decisions, and limited advancement paths. CareerPhases helps teachers maximize their income, understand their benefits, and plan for a secure retirement or career pivot.
Common Challenges
Salary Limitations
Teacher salaries often cap out, making long-term wealth building challenging.
Pension Complexity
Understanding vesting, benefit calculations, and whether to stay for the pension is confusing.
Summer Income Gaps
Managing 10-month pay over 12 months requires careful planning.
Burnout & Career Change
Many teachers consider leaving — but to what? And can they afford it?
How CareerPhases Helps
Salary Optimization
Identify all available stipends, lane changes, and extra duty pay in your district.
Pension Analysis
Calculate your actual pension value and optimal retirement timing.
Summer Budgeting
P25 budgeting ensures you never overspend during the school year.
Career Pivot Planning
Explore adjacent careers and what financial runway you need to make a change.
“I discovered I was leaving $4,000/year on the table in stipends I didn't know existed. CareerPhases paid for itself in the first month.”
Sarah M.
High School Teacher, 12 years
Ready to Take Control of Your Career?
Join thousands of professionals using CareerPhases to make smarter career and financial decisions.